In Kentucky, possession of a credit card belonging to another and actual use of it are two different crimes. A person commits the crime of receipt of a stolen credit card occurs when the person possesses the credit or debit card of another and retains the card with the intent to use, sell, or transfer the card to someone other than the issuer or cardholder.

Fraudulent use of a credit or debit card occurs when a person uses, a credit or debit card or information from that card, for the purpose of obtaining property, credit, services, or anything else of value. The person must do so with the knowledge that the card is forged, stolen, revoked, cancelled, expired, or for any other reason the use of the card is unauthorized by either the owner of the card or the issuer of the card.

Like most other theft crimes under Kentucky law, fraudulent use of a credit card is a misdemeanor when the value of the property, services, credit, or money obtained is valued at less than $500.00. It is a Class D felony when the value is over $500 and a Class C Felony when the value is over $10,000.

If you have been accused of a credit card related crime, you should call the Hoffman Walker & Smith Attorneys at Law. You will want to know the possible penalties associated with the charges you face.  In addition, it is important to have representation in a felony proceeding in order to ensure that your case is handled with the attention and focus it deserves.  There may be defenses available to you that are not immediately obvious, and these defenses can drastically affect the outcome of your case.  The Northern Kentucky Attorneys at Hoffman Walker & Smith will work hard to represent you in court to obtain the fair and equitable resolution that you deserve.  Give us a call.

Credit Card Crimes


p. (859) 371-2227

7348 US 42, Suite 202, Florence, KY 41042

Hoffman Walker & Smith is located in Florence, KY and serves clients in and around Erlanger, Florence, Ft Mitchell, Burlington, Union, Hebron, Independence, Walton, Covington, Kenton, Latonia, Petersburg, Newport, Morning View, Verona, Fort Thomas, Bellevue, Silver Grove, Dayton, Boone County, Campbell County, Gallatin County, Grant County, Kenton County and Pendleton County.

The information and materials on this Web site are provided for general informational purposes only, and are not intended to be legal advice. We attempt to provide quality information, but the law changes frequently, and varies from jurisdiction to jurisdiction. The information and materials provided are general in nature, and may not apply to a specific factual or legal circumstance. An attorney and client relationship should not be implied. Nothing on this Web site is intended to substitute for the advice of an attorney; therefore, if you require legal advice, please consult with a competent attorney licensed to practice in your jurisdiction.